Naomi Mugure

Executive Financial Advisor

Britam

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Medical Insurance

Help with the cost of healthcare for you and your family.

Medical insurance helps pay for treatment so that a health emergency does not become a financial one. Plans differ in who they cover, which hospitals you can use and what is included.

Key things to know

  • Individual, family and group arrangements may be available
  • Inpatient and outpatient needs are considered separately
  • Waiting periods and exclusions apply and are stated in the policy wording

Options available

  • Individual & Family Medical

    Depending on the selected plan, benefits may include inpatient, outpatient, dental, optical, maternity or other services.

  • Milele Health

    Options designed to support healthcare needs at different life stages. Benefits, limits, provider networks and eligibility depend on the chosen plan.

  • Other Health Solutions

    Britam also lists solutions such as Hospicash and Afya Tele. Benefit limits, waiting periods and exclusions apply.

Who it's for

  • Individuals
  • Families
  • Employers looking at staff cover

What you'll need

  • ID or birth certificates of those to be covered
  • Dates of birth
  • Relevant medical history for the application

Important conditions

This page gives general information only. The actual benefits, limits, waiting periods, exclusions and premiums for medical insurance are set by Britam and appear in the policy wording and your quotation. I will walk you through them before you decide. Cover is not in force until Britam accepts your application, confirms the premium and issues your policy.